Hi Nicky. I believe that you have to decide for yourself, what do you want? You have worked long and hard, and you deserve a reward for your labors, and you owe nothing to anyone, it should only be your desire and no one can blame you for it. You can donate money to charity and this is certainly a good thing, but you should not think that I will say the rest about you, you should proceed from your desires. This is a tough choice and you must make it yourself, good luck!